The first ever global Blockchain Platform as a Service for small business lending. WishFinance Platform is based on the technology created and tested by Singaporean financial technology company WishFinance - SME lending company - to solve the problem of high-risk lending to small businesses.
The platform uses a combination of technologies: BigData, loan portfolio analytics, Banking APIs, neural network monitoring and blockchain portfolio securitization - and makes this mix available globally for holders of WISH tokens.
WISHFINANCE Is a fintech company from Singapore that has created a transparent technology for assessing small businesses with zero risk
Most of the banks and other regular lenders can’t score and work with someone that doesn’t have big assets or clear financial statements
Financial institutions are in dire need of technology which will enable them to score SMEs, help them control loan portfolio and manage risks
Grey market lenders ask for huge interest rate up to 60% p.a. WishFinance at first created a mix of financial APIs, BigData and Neural Network to score merchant SMEs on real transaction and Blockchain to save its loan portfolio for transparent portfolio securitization.
After massive feedback from African, South-East Asian, European, South American and North American bankers and lenders, WishFinance opens its technology as global SME lending platform with access token WISH.