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We’re building a reserve lending platform for multi-party transactions across multiple industries. Valorem Foundation's VLR token is the utility token for this ever changing platform. Valorem Foundation is developing a unique platform with the following features: Microloans, Student Loans, Car Loans, P2P Networks, Business Investing, Crowdfunding, Buying/Selling of goods, Insurance and Charity.
Valorem allows users to transact with each other on a decentralized, blockchain-powered platform. Users transact with each other via smart contracts paid for with an ERC20-compliant token called VLR. Valorem allows the platform’s users to participate in a global marketplace supports the buying, selling, investing, or exchange of VLR tokens. All transactions will be verified and stored on the blockchain via the Zero Coin Protocol. Our vision is that Valorem will manage all future transactions that a user would require in their daily life, such as microloans, insurance, investments, and more.. Unlike current fiat currencies that lose value, Valorem’s token, VLR, will increase in value because of its limited supply and liquidity.