Usually a special "student" loan is taken to pay for tuition. Most of the students pay off part of the loan already during their studies - they take part-time jobs and work. However, due to the coronavirus pandemic, the number of such vacancies has decreased significantly and students had to look for new ways to earn money. At the same time, students do not always conduct a thorough research of an asset before investing. This often results in losses. In addition, the information noise around digital assets pushes to invest in cryptocurrencies. People invest "on hype", not always understanding the risks and not following effective investment strategies. Note that according to Alba Heaven, every fourth student in South Korea buys cryptoassets.