ICO ChiCha

ChiCha is the PayFi layer for the AI + Human Economy—stablecoin-native, DeFi-powered, and agent-ready. Every USDT spend earns ownership through $CHI and ChiPoints. Built on BNB Chain with licensed rails and audited contracts. 

ChiCha sits at the intersection of RWA and AI. Stablecoins are the RWA people actually use every day but until now, they’ve given nothing back. ChiCha makes them programmable: every spend earns you rewards, unlocks AI-powered tools, and gives you real governance rights.

Powered by ChiPoints, Genie AI, and the $CHI token, ChiCha transforms everyday payments into ownership: delivering staking perks, loyalty rewards, and smarter financial tools directly inside a real-world crypto wallet.

We’ve already proven it works. With over $5M+ cumulative stablecoin volume processed, a Mastercard-backed UCard for global spending, and an off-chain ChiPoints system that rewards verifiable actions, ChiCha delivers utility first, speculation second with the $CHI token launch scheduled for Q3 2025.

No $CHI needed to start. Users can spend, refer, and activate instantly fueling viral growth through action, not empty hype expanding rapidly across Asia and LATAM.